Access restriction
We reserve the right to deny to you, at our sole and absolute discretion, access to the Service including or any portion thereof without any prior notice.

Intellectual Property
We grant you the right to use the Service in accordance with these terms and conditions, and for no other purpose. Please note that the elements of the Web Site including all parts of the Service ("Intellectual Property") is owned by us and/or our suppliers and is protected by copyright and trademark laws, international treaty provisions, and this TOS. The Intellectual Property in this Service is provided only for your limited use, strictly in compliance with this TOS.

Any reproduction, reverse engineering, decompiling, disassembling, modification, copying, distribution, transmission, display, publishing, sublicensing, creation of derivative works from, transferring or redistribution of the Service or any parts thereof is expressly prohibited by law, and may result in severe civil and criminal penalties.

We shall be entitled to obtain equitable relief (including all damages, direct, indirect, consequential and exemplary), in addition to all other remedies available to us, to protect our interests therein. Violators will be prosecuted to the maximum extent possible.

We do not claim ownership of the materials or the information you provide us. However, by posting, uploading or providing us with information you are granting us a worldwide royalty free license to use such material in our business, including the right to copy, distribute, transmit, display, edit, translate, modify, adapt and reformat the information or material and also to sublicense the same.

Links to third party Web Sites
This Web Site may contain links to Web Sites operated by parties other than us. If you click on these links you will leave our Web Site. Your use of such Web Site is also subject to the terms of use and other terms and guidelines, if any, contained within each such Web Site. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such Web Site, then the terms of use and other terms and guidelines for such Web Site shall prevail.

You agree to click on the links to, and familiarize yourself with, the terms of use and other terms found throughout this Web Site and Web Sites to which this Web Site has links to, and abide by them.

The linked Web Sites are not under our control and we are not responsible for the contents of any linked Web Site or any link contained in a linked Web Site, or any changes or updates to such Web Sites. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the Web Site.

Privacy
The use of the Service is subject to our Privacy Policy. For more information, please see our full Privacy Policy.

Indemnification
You expressly agree that we shall not be liable for any of your act of yours that violates the rights of any third party or any law, statute, regulation, order or decree. You agree to indemnify and hold us harmless from and against any and all losses, liabilities, claims, actions, costs and expenses, including reasonable attorney's fees, made by any third party due to or arising out of your use of this Web Site, the Service, or the violation of any intellectual property or other right of any person or entity by you.

Disclaimer of warranties
You agree that use of the Service is at your sole risk. The Service is provided on an "as is" and "as available" basis.

Except as warranted in this TOS, we expressly disclaim all warranties of any kind, whether express or implied or statutory, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, data accuracy & completeness, currentness and any warranties relating to non-infringement in the Service.

The information is provided to educate and entertain you, provide news, trends and views. We are not registered with any regulatory authority nor have we received consent or approvals from any such authority to provide the Service.

The Service does not render any form of advice or recommendation and is not intended to be relied on by you in making any decisions. You shall not act or take any action or abstain from acting or taking any action based on the information or analysis provided by the Service.

Any action taken by you on the basis of the information contained in this Web Site is your responsibility alone and we will not be liable in any manner for the consequences of such action taken by you. Any specific advice or replies to queries in any part of this Web Site is/are the personal opinion of such experts/consultants/persons and are not endorsed or subscribed to by this Web Site. Our views and opinions regarding any matter contained in this Web Site may be different from those contained in this Web Site.

We shall be not be responsible or liable for the authenticity, accuracy, completeness, currentness, errors, omission, typographic errors, disruption, delay, interruption, failure, deletion, defect of any information, research, reports, analysis, quotes etc in this Web Site or any part thereof.

Our Web Site may contain advertising and sponsorship. We will not be responsible for an error or inaccuracy in the advertising or promotional material. You may enter into correspondence with or participate in promotions of the advertisers displaying their products or services on our Web Site. We are not responsible for the goods or services, terms, conditions, warranties or conditions of such advertisers. Your relationship with such advertiser is solely governed by the agreement or understanding between you and such advertiser.

We will not be liable for any virus that may enter your system as a result of you using the Service. We make no guarantees to you or third parties that the Service would be virus free. We will not be liable for any direct, incidental or consequential loss, which may be caused to you as a result of the your use of the Service. You acknowledge that any material, information and/or data downloaded or otherwise obtained through the use of the Service is done at your own discretion and risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data. You acknowledge that we neither endorse the contents of any communications nor assume the responsibility for any threatening, libelous, obscene, harassing or offensive material contained therein, any infringement of third party intellectual property rights arising therefrom, or any crime facilitated thereby. No advice or information, whether oral or written, obtained by you from or through the Service or any person shall create any warranty not expressly stated herein.

Limitation of liability
You agree that we, our employees, directors etc., shall not be liable for any direct, indirect, incidental, special or consequential damages, (including, but not limited to, damages caused by any virus, personal injury, loss of profits, data or other intangible, business interruption, loss of privacy, or any other pecuniary loss) resulting from the use/delivery/performance or the inability to use/deliver/perform the Service.

You agree that we shall not be liable for any damages arising from interruption, suspension or termination of Service, including but not limited to direct, indirect, incidental, special, consequential or exemplary damages, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent.

Termination
If you violate any term or we have grounds to believe that you have violated any term of this TOS, we may terminate this TOS without waiving any other rights. If this TOS is terminated, you will be denied access to the Service or any part thereof.

General
We reserve the right to change, without notice, the terms and conditions under which the Service is offered. If you continue to use Service after, modifications to the TOS, you will be deemed to have agreed to be bound by the changes. If you do not agree to the new or different terms, then you agree not to use the Service. You agree that no joint venture, partnership, employment, or agency relationship exists between us as a result of this TOS or use of this Web Site.

If any part of this TOS is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the TOS shall continue in effect. This TOS constitutes the entire agreement between us with respect to this Web Site and Service and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between us with respect to this Web Site and Service.

The Web Site is not responsible for typographical errors. If a java applet received from the Web Site crashes on your computer and causes loss of data or other damages, the Web Site owner is not responsible for that loss.

Eventhough the site owner has taken reasonable steps to ensure the accuracy of content, there may be situations where the information that is provided on the Web Site might not be the most current information or wholly accurate.

By posting or submitting content to this site, you grant spictra.com and its affiliates and licensees the right to use, produce, display, perform, adapt, modify, distribute and promote the content in any form it deems appropriate.